Fiona Carmichael

Fiona is a dual-qualified solicitor and compliance expert with 12 years of experience in UK corporate law and data protection. She specialises in FCA guidelines, commercial payment terms, corporate structuring, and GDPR financial compliance. She acts as retained legal counsel for high-growth FinTechs and B2B agencies.

Fiona Carmichael completed her LLB at King's College London and her Legal Practice Course (LPC) at the University of Law, gaining admission to the roll of solicitors in England and Wales. Her early career involved defending corporate clients in complex commercial litigation and debt recovery tribunals, providing her with firsthand experience of the pitfalls of handshake agreements and poorly drafted payment terms. She has since pivoted to proactive compliance, advising financial institutions and scaling tech firms on navigating the labyrinth of FCA regulations and post-Brexit trade laws. Fiona is a foremost expert in financial data protection, guiding companies on secure archiving, anonymisation, and compliant deletion protocols under UK GDPR. Her legal strategies help founders shield their personal assets through strategic incorporation and robust professional indemnity structures. Fiona writes to translate dense statutory legislation into actionable risk-management protocols, empowering directors to enforce strict B2B contracts without alienating enterprise clients. She is dedicated to saving startups from the devastating costs of regulatory fines and personal guarantee traps. By bridging the gap between sales teams and legal frameworks, she ensures rapid yet legally secure business expansion.